:root{
  --blue:#0d3767; --blue2:#1c5a9f; --orange:#ff8a1d; --bg:#f6f9fd; --text:#16304b; --muted:#64748b; --white:#fff;
}
*{box-sizing:border-box} html{scroll-behavior:smooth}
body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--text);background:var(--bg);line-height:1.6}
a{text-decoration:none;color:inherit}.container{width:min(1180px,calc(100% - 32px));margin:auto}
.topbar{background:linear-gradient(90deg,var(--blue),var(--blue2));color:#fff;font-size:14px}
.topbar .container{display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;padding:10px 0}
header{position:sticky;top:0;background:rgba(255,255,255,.96);border-bottom:1px solid rgba(13,55,103,.08);z-index:10}
.nav{display:flex;justify-content:space-between;align-items:center;padding:16px 0;gap:18px}
.brand{display:flex;align-items:center;gap:12px;font-size:26px;font-weight:800;color:var(--blue)}
.mark{width:42px;height:42px;border-radius:12px;background:linear-gradient(135deg,var(--orange),#ffb15e);position:relative}
.mark:before,.mark:after{content:"";position:absolute;height:10px;background:#fff;border-radius:999px;transform:rotate(-30deg)}
.mark:before{width:26px;left:7px;top:9px}.mark:after{width:30px;right:5px;bottom:10px}
.menu{display:flex;gap:18px;align-items:center;flex-wrap:wrap}.menu a{font-weight:700;color:var(--blue)}
.menu .cta,.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:14px 18px;border-radius:999px;font-weight:800}
.menu .cta,.btn-primary{background:var(--orange);color:#fff}.btn-secondary{background:#fff;border:1px solid rgba(13,55,103,.12);color:var(--blue)}
.mobile-toggle{display:none}
.hero,.page-hero{background:linear-gradient(135deg,#f7fbff 0%, #edf5ff 60%, #ffffff 100%)}
.hero{padding:72px 0 56px}.page-hero{padding:54px 0 34px}
.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:36px;align-items:center}
.badge{display:inline-block;background:#fff;border:1px solid rgba(13,55,103,.08);border-radius:999px;padding:10px 14px;font-weight:700;color:var(--blue2)}
h1,h2,h3{line-height:1.15;margin:0 0 14px;color:var(--blue)} h1{font-size:clamp(34px,4.5vw,58px)} h2{font-size:clamp(28px,3vw,42px)} h3{font-size:24px}
.lead{font-size:18px;color:#294865;max-width:760px}.hero-actions{display:flex;gap:14px;flex-wrap:wrap;margin-top:24px}
.hero-card,.card,.price,.info-box,.form-box,.list-card{background:#fff;border-radius:22px;padding:26px;border:1px solid rgba(13,55,103,.06);box-shadow:0 14px 35px rgba(13,55,103,.09)}
.highlight-list{display:grid;gap:14px}.highlight{display:flex;gap:14px;align-items:flex-start;padding:14px;border-radius:16px;background:#eaf3ff}
.icon{min-width:42px;height:42px;border-radius:12px;display:grid;place-items:center;background:linear-gradient(135deg,var(--blue2),var(--blue));color:#fff;font-weight:800}
section{padding:72px 0}.section-head{max-width:760px;margin-bottom:28px}.section-head p,.card p,.page-hero p,.note{color:var(--muted)}
.cards-3,.pricing{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.stat{background:linear-gradient(160deg,var(--blue),var(--blue2));color:#fff;border-radius:20px;padding:24px}
.stat strong{display:block;font-size:32px;margin-bottom:6px}
.band{background:linear-gradient(135deg,var(--blue),var(--blue2));color:#fff;border-radius:28px;padding:34px}.band h2,.band p{color:#fff}
.price.featured{border:2px solid rgba(255,138,29,.35)} .tag{display:inline-block;background:var(--orange);color:#fff;padding:7px 10px;border-radius:999px;font-size:12px;font-weight:800;margin-bottom:10px}
.amount{font-size:38px;font-weight:900;color:var(--blue)} .amount small{font-size:16px;color:var(--muted)}
.checks{list-style:none;padding:0;margin:18px 0 0}.checks li{margin:10px 0;padding-left:26px;position:relative}.checks li:before{content:"✓";position:absolute;left:0;color:var(--orange);font-weight:900}
.contact-wrap,.list-grid,.footer-grid{display:grid;grid-template-columns:1fr 1fr;gap:24px}
input,textarea{width:100%;padding:14px 15px;border-radius:14px;border:1px solid #d6e3f1;font:inherit;color:var(--text);background:#fff}
textarea{min-height:150px;resize:vertical}.field{margin-bottom:16px} label{display:block;font-weight:700;margin:0 0 8px}
footer{background:#092444;color:#c9d7ea}.footer-grid{align-items:center;padding:34px 0}.footer-links{display:flex;gap:16px;flex-wrap:wrap}
.breadcrumb{font-size:14px;color:var(--muted);margin-bottom:10px}.kicker{color:var(--orange);font-weight:900;letter-spacing:.04em;text-transform:uppercase;font-size:13px}
hr.sep{border:none;border-top:1px solid rgba(13,55,103,.08);margin:26px 0}
@media (max-width:980px){
  .hero-grid,.cards-3,.pricing,.contact-wrap,.stats,.list-grid,.footer-grid{grid-template-columns:1fr}
  .menu{display:none}.mobile-toggle{display:inline-flex;background:#fff;border:1px solid rgba(13,55,103,.12);color:var(--blue);padding:10px 14px;border-radius:12px;font-weight:800}
  header.open .menu{display:flex;position:absolute;left:16px;right:16px;top:82px;background:#fff;padding:18px;border-radius:18px;flex-direction:column;align-items:flex-start;box-shadow:0 14px 35px rgba(13,55,103,.09)}
}